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Macarthur Credit Union Ltd ABN 83 087 650 244 AFSL/Australian credit licence No 239933. Applications are subject to lending criteria. Terms & conditions, fees & charges apply. *The No Upfront Payments offer is only available for new home loans applied for and funded between 1st February 2016 to 30th June 2016, for an amount over $250,000 in new funds. As part of the No Upfront Fees offer, The Mac will pay the first year’s Home Loan Solutions Package Fee of $395 for members funding a Home Loan Solutions Package OR for members funding any of The Mac’s other home loan products, the No Upfront Fees Offer will cover legal fees, valuation fees and application fees up to a maximum value of $1,300. Only one No Upfront Fees offer available per loan. The Mac reserves the right to vary or withdraw this offer at any time.